FDIC Board of Directors Meeting
BOARD MEETING | NOVEMBER 25, 2025 FDIC Board of Directors Meeting Today, the Federal Deposit Insurance Corporation’s Board of Directors met in open session to consider the following matters. Materials and information relative to the open Board actions are available on the Board Matters webpage. Items Addressed in Open Session: Notice of Proposed Rulemaking: Regulatory Capital […]
Press Release: FDIC Releases Public Sections of Informational Filings for Six Large Banks
PRESS RELEASE | NOVEMBER 25, 2025 FDIC Releases Public Sections of Informational Filings for Six Large Banks WASHINGTON—The Federal Deposit Insurance Corporation (FDIC) today released the public sections of informational filings for six large insured depository institutions (IDIs). The FDIC’s regulations require covered IDIs with total assets of at least $50 billion but less than […]
Regulators finalize revised leverage rule for big banks
The Federal Reserve, Office of the Comptroller of the Currency and Federal Deposit Insurance Corp. issued a final rule Tuesday that softens leverage demands for the biggest and most systemically risky banks and lowers the community bank leverage ratio to 8%.
OCC simplifies AML rules, explores ‘anticompetitive’ cores
New guidance from the Office of the Comptroller of the Currency released Monday afternoon would streamline Bank Secrecy Act exams for community banks. The agency issued a separate request for information on consolidation and contracting power among core service providers.
Holiday spending outlook upbeat despite consumer strain
Tariffs and inflation are pressuring consumers’ wallets, but that’s not deterring them from spending. It is pushing purchases earlier into the shopping season.
The US bank chartering system is hopelessly behind the times
The binary charter rules that separate banks and nonbanks are no longer fit for purpose in a financial services industry where a broad array of companies offer banklike services. A new set of diverse charters is needed.
Regulatory proposals would loosen the ties between credit and payments
Noelle Acheson looks at recent proposals to allow payment institutions access to central bank liquidity, and what this could mean for both banking and economic resilience.
Comptroller Gould talks supervision, national trust charters
Comptroller of the Currency Jonathan Gould said in an exclusive interview with American Banker Monday that regulators must bring more new entrants into the banking industry, establish a level playing field between banks and fintechs, and shore up supervision amid mounting legal scrutiny.
Revolut valued at $75 billion as Nvidia joins share sale
The U.K. neobank received an investment from the AI giant as the fintech aims to globally expand and acquire a U.S. banking license.
Fulton to acquire money-losing New Jersey bank for $243M
Lancaster, Pennsylvania-based Fulton Financial said Monday it will pay $243 million in stock for Blue Foundry Bancorp, which has lost more than $20 million since converting to a public company in 2021.