Yuni Navarro joins Ocean Bank’s board of directors
Miami’s Ocean Bank appointed Yuni Navarro to its board of directors; Indiana-based Interra Credit Union announced it will acquire The Hicksville Bank in Ohio; JPMorganChase hired Chris Mihok from Keefe Bruyette and Woods; and more in this week’s banking news roundup.
Banks ‘fairly, but not totally’ satisfied with Basel rule
Even as they continue to press for additional changes, banks get some wins from the revised Basel capital framework and a ballpark estimate of their capital outlook for the next few years.
Private Credit Giants Try to Reassure Investors on AI Risks to Software Bets
Three of the biggest names in private credit moved to reassure investors this week about the AI risks facing their software borrowers.
The private-credit canary is in the coal mine, not on banks’ books
Private credit in 2026 may be like subprime mortgages in 2008, but for banks, at least, the reality may be different this time around.
Press Release: Agencies Issue Host State Loan-to-Deposit Ratios
PRESS RELEASE | MAY 1, 2026 Agencies Issue Host State Loan-to-Deposit Ratios WASHINGTON—Federal bank regulatory agencies today jointly issued updated host state loan-to-deposit ratios, as required by law. Each ratio compares the total loans in a state to total deposits in the state for all banks that are legally operating in that state. These ratios […]
Largest lenders generate 20% of total mortgage volume
Refinances drove growth of last year’s lending activity, with both the volume share and average loan size coming in noticeably higher, according to IEmergent.
Powell is right to stay at the Fed; the central bank needs continuity
Jerome Powell has indicated that he will buck tradition by remaining on the Federal Reserve Board after his term as chair expires. Given the circumstances, he’s making the responsible call.
C&I loan growth is surging. Are private credit woes the driver?
The recent uptick in commercial-and-industrial lending is the result of disruption in the private credit sector, one economist argues. Bank analysts say the upheaval in private credit is one factor among many.
Eric Trump drops crypto firm that stockpiled World Liberty coins
The president’s son has seemingly cut ties with the digital asset fintech ALT5 Sigma, whose shares lost 90% of their value after purchasing the tokens.
CFPB finalizes a scaled-back small-business lending rule
The Consumer Financial Protection Bureau finalized a new version of a small-business lending rule that took 17 years to get over the finish line. Banks are still lobbying for the rule to be repealed.