Strategic focus and disciplined execution drive top-performing banks
The joint American Banker-Capital Performance Group study of 2025’s top-performing banks reveals that for institutions under $2 billion of assets, success comes from a fee-income engine, a defensible lending niche and radical cost discipline.
It’s official (sort of): the bank branch is back
For the past three quarters, more bank branches have opened than closed. It’s a trend, though a slight one.
In reversal, banks now open more branches than they close
For the first time in 17 years, the number of U.S. bank branches is on a sustained rise.
Louisiana bank faces unusual limits on who it can lend to
First Guaranty in Hammond Louisiana agreed to a consent order with federal and state regulators that’s aimed at improving its credit quality.
As private markets go mainstream, can advisors keep up with due diligence?
With retail investors projected to allocate $2 trillion into private equity, credit and similar investments over the next five years, asset managers are increasingly acting as a bridge to previously exclusive opportunities.
Keep, rent, gift or sell? Second-home tax creates ripple effects in planning
New York City’s new pied-à-terre tax is prompting financial advisors to help wealthy clients reassess their options, from residency status to estate plans.
Fed’s Hammack still favors hikes after weak jobs report
One of three Federal Open Market Committee members to vote for a higher federal funds rate last month, the Cleveland Fed president is undeterred by the labor force decline in July.
With banks tapping EWA, rival fintechs cast a wider net
As more traditional financial institutions turn to short-term liquidity offerings to meet growing consumer demand, legacy earned wage access providers are hoping to get their products in front of more employers – and their employees.
Where to find prime credit borrowers who pay up for homes
The average down payment across the list was 17.1%, well above 13.1% nationally, and the median credit score was 766, compared with 747 countrywide.
Fiserv, FIS pressured to sell parts of businesses
After years of acquisitions and spin-offs, the bank technology vendors are under pressure to sell parts of their businesses.