Press Release: Agencies Release Annual Asset-Size Thresholds Under Community Reinvestment Act Regulations
PRESS RELEASE | DECEMBER 30, 2025 Agencies Release Annual Asset-Size Thresholds Under Community Reinvestment Act Regulations WASHINGTON – The Federal Reserve Board and the Federal Deposit Insurance Corporation today announced the 2026 updated Community Reinvestment Act (CRA) “small bank” and “intermediate small bank” asset-size thresholds. The CRA regulations establish the framework and criteria by which […]
2025 was a big year for earned wage access
The year was marked with six state regulations, new entrants, product and market expansion from existing EWA providers and buy-in from investors.
Stablecoins will be a key element of banking infrastructure in 2026
As stablecoins become an increasingly prominent feature of the financial landscape, Noelle Acheson gives us her top five trends to watch out for.
Banks can fight back against stablecoins encroaching on payments
There is a narrow window of opportunity for banks to position tokenized deposits as an alternative to stablecoins for customers seeking the convenience of cheap, blockchain-enabled payments.
From cafés to Pokémon Go, banks rethink physical spaces
It’s not just Capital One Cafés; banks all over the country are repurposing branches and offices. Marketing experts call it innovative, but critics say some lenders are crossing a legal boundary between banking and commerce.
OceanFirst to buy Flushing, raise $225M from Warburg Pincus
New Jersey-based OceanFirst Financial slid in its planned $579 million acquisition of Flushing Financial just before the end of the year. The private equity firm Warburg Pincus is also participating in the transaction.
Most-read technology articles of 2025
Stories about data breaches, fraud and one neobank were reader favorites this year.
OCC moves to limit toughest standards to megabanks
Under a proposed rule, the agency would let most nationally chartered firms off the hook for heightened regulatory standards. The rule would raise the bar from $50 billion to $700 billion of assets and leave only eight firms subject to heightened regulation.
The coming year will be pivotal for the Federal Reserve
The Federal Reserve is slated to undertake a number of important rules and regulations in 2026, but decisions around agency leadership and the Trump administration’s avowed effort to exert greater control over the central bank are likely to leave a lasting legacy at the agency.
Don’t underestimate the marketing might of ‘kid stuff’
National ad campaigns are impressive. But few things create more goodwill or lasting impact than visible, hands-on support of a community’s youth, no matter the size of the bank.