How Santander plans to grow in the U.S.

While other European-based banks have retreated from the United States, Santander is doubling down by building out its nationwide digital-banking platform. “Unequivocally,” said U.S. CEO Christiana Riley, “the opportunity … is so clear.”

Powell leaves door open to staying at Fed past 2026

Federal Reserve Chair Jerome Powell declined to say whether he would depart the central bank after his chairmanship ends next year, as is typical with Fed chairs who are not reappointed. He also pushed back on criticism from one potential replacement.

PayPal plans Apple Pay rival in Germany

The payment company joins other firms that are expanding apps in Europe, where Apple has agreed to ease access to supporting technology. Plus, the U.K. plans a new crypto crackdown.

How agentic commerce redefines AI’s role in payments

AI agents have the power to automate a number of once-manual tasks: They can conduct background research, generate content, write code and analyze data. In their latest evolution, driven by Visa, Mastercard and other fintechs, payments are now on the menu of services.