How Trump’s 10% credit cap would hit the payments industry
Analysts say credit card companies could face a major hit to earnings, while banks would also be under pressure.
Press Release: Agencies Issue 2025 Shared National Credit Program Report
PRESS RELEASE | JANUARY 12, 2026 Agencies Issue 2025 Shared National Credit Program Report WASHINGTON – Federal bank regulatory agencies today released the 2025 Shared National Credit (SNC) report that indicates credit risk associated with large, syndicated bank loans remains moderate. Credit risk trends continue to reflect the effects of borrowers’ ability to manage higher […]
Bank lobby slams Trump’s ‘devastating’ threat to credit card interest
The American Bankers Association and other groups contend the president’s plan to cap credit card interest rates at 10% would drive consumers toward less regulated, more costly alternatives.
Cato report says administration misdiagnosed debanking
A report from the Cato Institute, a libertarian think tank, released Thursday found that most sudden account closures were spurred by supervisory pressure rather than political or religious bias on the part of the banks, a finding that is at odds with the White House’s framing of the issue.
Threatening Powell with criminal prosecution is a dire step
The Trump administration’s decision to launch a criminal investigation of the Federal Reserve chair is a blatant abuse of power that threatens to undermine confidence in the financial stability of the U.S.
Fraud will remain a top problem for banks in 2026, but AI could help
Research from American Banker finds that bankers are still extremely worried about fraud, but hope that raising budgets for artificial intelligence could help.
Bankers should be wary of the effects of a regulatory race to the bottom
Following President Trump’s aggressive bank deregulation agenda, the FDIC and OCC, and occasionally the increasingly politicized Fed, are in a race to slash compliance requirements. Bankers should remember that the pendulum can always swing back.
Five areas to watch as bank earnings season begins
Banks will start reporting their fourth-quarter earnings on Tuesday. But it’s what bankers say about the next 12 months that will probably attract the most interest from industry observers.
Legal battle sours merger between San Diego credit unions
San Diego County Credit Union and California Coast Credit Union, which last year announced plans to merge, are now duking it out in court. SDCCU alleges there are widespread compliance problems at Cal Coast, which Cal Coast denies.
Big banks talk about digital assets a lot, use them a little
New research from American Banker details how the 50 largest U.S. banks are using stablecoins, cryptocurrencies and other distributed ledger technology.