Vantage’s Jeff Sinnott on digital assets for community banks
Jeff Sinnot, CEO of Vantage Bank and American Banker’s 2026 Most Innovative Person In Finance, sits down with tech reporter Melinda Lucy to talk about the bank’s diversified approach to digital assets and the opportunities the DeFi sector holds for community banks.
Press Release: Agencies Issue Guidance on Lending to Individuals Not Legally Authorized to Work in the United States
PRESS RELEASE | JULY 13, 2026 Agencies Issue Guidance on Lending to Individuals Not Legally Authorized to Work in the United States WASHINGTON — The Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, and the National Credit Union Administration (collectively, the agencies) today issued guidance to remind supervised financial institutions of […]
How states are responding to data center risk on housing
Bipartisan pushback is targeting data centers with calls to eliminate tax breaks and ensure their energy consumption costs do not get passed on to residents.
Why do US bankers want more AI regulation than Europeans?
In the U.S., bankers are used to prescriptive rulemaking, and without it they seem uncertain about how to move forward with AI. Europe tried writing prescriptive AI rules, and they were a disaster. Now nobody knows how to move forward.
One small bank fails, while others thrive
Kentland Federal became the third bank this year to fail; meanwhile, American Banker today publishes its list of the best-performing small banks.
The top-performing 20 public banks with under $2B of assets in 2025
In American Banker’s ranking of banks with the strongest metrics, here is this year’s list, based on 2025 data from Capital Performance Group.
Housing bill quietly limps its way into law
The bipartisan housing package, dismissed by President Trump as a “yawn,” takes effect automatically after he declined to sign it in protest over stalled voter ID legislation.
Smallest standalone bank in America fails
The failure of Kentland Federal Savings and Loan, the nation’s smallest standalone bank at $3.7 million of assets, will cause an estimated $1.2 million hit to the deposit insurance fund, according to the Federal Deposit Insurance Corp. Kentland’s failure is the third bank failure in 2026.
Circle is granted a trust bank charter from the OCC
The stablecoin issuer has received final approval from the federal agency to open a trust bank division for custody of digital assets.
FirstSun joins list of banks hit by borrower fraud
The Denver-based bank reported that two loans soured, one due to fraud. A number of other lenders reported sizable fraud-related losses last fall.