Redesigned workflows are banks’ path to a return on AI
Models, data and workflow are all important, but proprietary workflows create a competitive edge.
Solo pilots bank-fintech data sharing while Treasury watches
The fintech’s network lets banks and fintechs share results of KYC and KYB checks, known bad-actor lists and other customer information. A key use case: helping sponsor banks monitor their fintech partners’ compliance with banking regulations.
Asset-backed loan servicer applies for trust bank charter
The latest in a new breed of bank competitors is Zaria, a servicer of traditional and digital asset-backed loans for institutions, which has requested a national trust bank charter from the OCC.
Press Release: FDIC Issues List of Banks Examined for CRA Compliance
PRESS RELEASE | AUGUST 5, 2026 FDIC Issues List of Banks Examined for CRA Compliance WASHINGTON — The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in May 2026. […]
Study shows growing bank entanglement with private credit
A new Federal Reserve Bank of Boston report shows bank lending to private credit has grown over the past decade, though insight into the opaque lending market is limited.
Stablecoins need more than an act of Congress to get clarity
Congress has little time to move on the CLARITY Act before it breaks for recess. But even that bill won’t ensure the future for stablecoins.
The Fed needs to affirm the ‘moneyness’ of stablecoins
If the Federal Reserve wants to keep the U.S. dollar competitive in the 21st century it must move boldly to declare dollar-backed stablecoins equivalent to other forms of money.
USAA and BofA swap patent rights in first two-way deal
Neither company would say how many patents the deal covers, whether either paid the other, or whether USAA pressed its claims first.
Banks price in higher rates as Fed credibility wanes
Bond yields rose after Federal Reserve Chair Kevin Warsh’s second press conference last week, and bankers may have to accept higher rates as the price of a more parsimonious Fed.
Fed gives final approval needed for Santander-Webster merger
Banco Santander’s pending acquisition of Webster Financial got approval from the Federal Reserve Board about five months after the deal was first announced.