How Citizens is placing its bets in digital assets
For banks, getting ahead in the digital asset race may be less about picking a winner and more about playing the field.
‘Tokenized dollars will obviate the ACH’: Caitlin Long
The founder and CEO of Custodia Bank believes most demand deposits in the U.S. will be tokenized.
Yes, stablecoins are ‘private money.’ And no, that is not a problem
A primary criticism of stablecoins harks back to the era of free banking, when individual banks printed their own notes. But that era of private money bears little resemblance to the modern realities of stablecoin issuance.
The top-performing banks with $2B to $10B of assets in 2025
In American Banker’s ranking of banks with the strongest metrics, here is this year’s list in the $2-$10 billion range, based on data from Capital Performance Group.
Bankers want reforms at the Fed, but which ones?
Bankers largely agree that there should be reforms, but don’t agree on which ones; plus, our second batch of best-performing banks.
Survey: bankers support some Fed reforms, but not all
In a recent survey of community bank executives, 84% said they agreed with the Federal Reserve that changes are necessary, but the results show a wide range of views about what exactly those changes should be.
Bill targets $10M+ retirement accounts with new distribution rules
Some ultrahigh net worth clients would be affected by a change to retirement plan contribution and distribution rules that’s under consideration in Congress.
Disclosures show CFPB pick’s ties to several regulated firms
President Trump’s nominee to lead the Consumer Financial Protection Bureau disclosed that he’s been paid by numerous financial firms regulated by the agency he is expected to lead.
Why young Americans aren’t relying on homes to build wealth
Millennial and Gen Z Americans aren’t investing in homes the same way as previous generations: The National Association of Realtors found the median age of first-time buyers last year was 40, an all time high. Here’s what wealth advisors need to know.
Inside Upstart’s journey to get a bank charter approval
The OCC conditionally approved the lender’s de novo application. Upstart Bank’s proposed CEO spoke with American Banker about the review process.