Rent fintech Flex is latest firm to ask for a bank charter
The parent company behind Flex Rent submitted applications to state and federal regulators for an industrial loan charter and deposit insurance.
One bank’s pitch to potential depositors: Do well and do good
Climate First Bank’s fast-growing loan portfolio is creating the need for additional funding. In response, the Florida bank is rolling out a checking account that pays a high yield and also sends money to a nonprofit organization chosen by the customer.
Second-lien issuance expected to reach $41 billion this year
So far this year, the volume of closed-end second and home equity line of credit securitizations is near last year’s $29 billion, Bank of America Securities said.
How Citizens is placing its bets in digital assets
For banks, getting ahead in the digital asset race may be less about picking a winner and more about playing the field.
‘Tokenized dollars will obviate the ACH’: Caitlin Long
The founder and CEO of Custodia Bank believes most demand deposits in the U.S. will be tokenized.
Yes, stablecoins are ‘private money.’ And no, that is not a problem
A primary criticism of stablecoins harks back to the era of free banking, when individual banks printed their own notes. But that era of private money bears little resemblance to the modern realities of stablecoin issuance.
The top-performing banks with $2B to $10B of assets in 2025
In American Banker’s ranking of banks with the strongest metrics, here is this year’s list in the $2-$10 billion range, based on data from Capital Performance Group.
Bankers want reforms at the Fed, but which ones?
Bankers largely agree that there should be reforms, but don’t agree on which ones; plus, our second batch of best-performing banks.
Survey: bankers support some Fed reforms, but not all
In a recent survey of community bank executives, 84% said they agreed with the Federal Reserve that changes are necessary, but the results show a wide range of views about what exactly those changes should be.
Bill targets $10M+ retirement accounts with new distribution rules
Some ultrahigh net worth clients would be affected by a change to retirement plan contribution and distribution rules that’s under consideration in Congress.