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BDA Bank Solutions

A division of BDA Global

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Influential Fed supervision official takes resignation offer

Michael Gibson, director of the Federal Reserve’s supervision and regulation division, has accepted the agency’s voluntary resignation offer and plans to leave this month after more than three decades at the central bank.

Bank groups encourage Treasury switch to digital payments

Three bank trade associations recommended phasing out paper checks to reduce government payment fraud in a joint statement submitted to the U.S. Treasury.

Tech’s response to the rise of check fraud

Now more than ever, businesses globally have become increasingly susceptible to financial fraud.

Louisiana bank to enter Dallas with its second Texas deal

Baton Rouge-based Investar Holding Corp. has agreed to pay $84 million for Wichita Falls Bancshares, which operates five branches in the Dallas-Fort Worth Metroplex.

Santander agrees to buy Sabadell’s TSB unit for $3.6 billion

The all-cash transaction will make the enlarged company the U.K.’s third-largest lender by some measures.

Judge clears way for Huawei bank fraud trial

A federal judge in New York has rejected Huawei’s effort to toss charges alleging bank fraud, sanctions violations and trade secrets theft.

Credit card mandates are antithetical to free market principles

Efforts to shoehorn the Credit Card Competition Act into pieces of popular legislation need to be defeated. The proposed law would harm the small businesses and consumers it purports to help.

Visa, Mastercard face fresh fee pressure; EU probes Wordline

A U.K. judicial body says the card networks have breached competition laws, while Belgian regulators are examining Wordline for potential anti-money-laundering violations.

Cutbacks to federal student loan programs are shortsighted

Congress is considering major changes to federally supported student loan programs. If lawmakers aren’t careful, they could close off a vital pipeline of talent that feeds vital public systems.

CFPB drops Navy Federal’s $95 million overdraft settlement

Navy Federal Credit Union will not pay a $15 million fine or $80 million in restitution to servicemembers who were illegally charged surprise overdraft fees when their accounts had sufficient funds.

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