How Wells Fargo is building agentic AI into its workflows
AI is transforming legacy modernization efforts as Wells Fargo builds systems for agents to take on humanlike tasks and interact with one another.
Affirm bulks up lending power ahead of earnings
The buy now/pay later firm, which reports earnings Thursday, has inked deals with Worldpay to expand potential borrowers and with New York Life to obtain more capital for future lending.
The canary in the private credit coal mine just dropped dead
Bankruptcies at First Brands and Tricolor should be a wake-up call for banks exposed to the private credit market. Banks should treat indirect lending to shadow banks as a high-risk activity that demands active oversight.
Press Release: FDIC Issues List of Banks Examined for CRA Compliance
PRESS RELEASE | NOVEMBER 3, 2025 FDIC Issues List of Banks Examined for CRA Compliance WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in August 2025. […]
It’s time to rewrite the ‘unwritten’ rules of community bank capital
Community banks are often pressured by regulators to hold significantly higher capital than regulations require, using one-size-fits-all rules of thumb. Well-managed community banks deserve the ability to make the case for lowering their capital levels.
How small business lending made the shutdown real for banks
A bottleneck at the Small Business Administration in clearing federal small business loans because of the ongoing federal government shutdown is becoming an increasingly urgent issue for small and even some midsized banks.
Florida community bank says regulatory action is imminent
BayFirst Financial, which has reported problems with SBA loans, expects to reach an agreement with its regulators in connection with credit administration and other issues.
Chime leads in new checking accounts opened in 3Q
A report from J.D. Power indicates that the neobank Chime gained the highest percentage of newly opened checking accounts in the third quarter of 2025.
Appeals court sides with Federal Reserve in Custodia Bank case
The court upheld the Federal Reserve Board’s right to block Custodia from direct access to its payment systems. The bank is considering asking for a rehearing.
Columbia eschews more M&A amid activist investor heat
The Tacoma, Washington-based bank, which has completed two mergers since 2023, said Thursday that it will buy back up to $700 million of its own shares over the next year.