2025 will be a watershed year when it comes to fighting fraud
New tools, new partnerships and a new focus on combating increasingly complex fraud schemes will take center stage in the new year. This could be a turning point in a long-running battle.
Five monetary policy developments to watch in 2025
The Federal Reserve is poised to make several key decisions during the year ahead that will impact monetary policy both in the near term and for years to come.
Payments trends that will drive 2025
From embedded finance to artificial intelligence to real-time processing, there are plenty of sources of competition and opportunity in the new year.
J.P. Morgan melds its buy-side data with FactSet analytics
The integration of J.P. Morgan’s Fusion platform with FactSet aims to give buy-side clients the same level of analytics available to the sell side.
Fincen beneficial ownership reporting deadlines reinstated, extended
The Treasury Department extended deadlines for businesses to file beneficial ownership information after a court lifted a nationwide injunction on the reporting requirements.
SBA approves new wave of SBLC 7(a) lenders
On her way out the door, SBA Administrator Isabel Casillas Guzman issues licenses to four more nondepository lenders.
Banks sue Fed over stress tests
The Bank Policy Institute, the American Bankers Association and others said proposed changes would address “some if not all” of banks’ concerns about stress tests, but they are filing the lawsuit to preserve their legal right to do so.
Financial literacy can lift up historically marginalized communities
Banks can and should play a key role in giving members of minority groups and other underserved communities the tools they need to navigate an increasingly complicated financial landscape.
20 banks and thrifts with the most first-mortgage loans
JPMorgan Chase, Wells Fargo, Bank of America, U.S. Bank and Citi had more than $1 billion in combined first-mortgage loans as of Sept. 30.
Are fintech loans a better deal for subprime customers?
Fintech lenders often get criticized for high rates or fees on their consumer lending. But there’s an argument to be made that the alternatives are worse.