U.S.-China tariff truce gives banks hope amid uncertainty
A 90-day pause on reciprocal tariffs between the U.S. and China boosted the near-term economic outlook for banks, but tensions and uncertainty around trade barriers remain high.
Pagaya targets regional banks for personal loan growth
The fintech’s first-quarter earnings results beat analysts’ expectations on nearly every metric. Now, the second-look lender is looking to partner with regional banks as it builds out its pre-screen and lead generation platforms.
Joint Press Release: Agencies Issue Host State Loan-to-Deposit Ratios
JOINT PRESS RELEASE | MAY 12, 2025 Federal Deposit Insurance CorporationFederal Reserve BoardOffice of the Comptroller of the Currency Agencies Issue Host State Loan-to-Deposit Ratios Federal bank regulatory agencies today jointly issued updated host state loan-to-deposit ratios, as required by law. Each respective host state loan-to-deposit ratio shows the ratio of total loans in a […]
Trump signs CRAs for overdraft, larger participant rules
President Donald Trump has signed two Congressional Review Act resolutions nullifying the Consumer Financial Protection Bureau’s rule capping many overdraft fees and subjecting large data brokers to regulation.
Fed’s Kugler: Tariffs present stagflation-like pressure
Federal Reserve Gov. Adriana Kugler said in a speech in Dublin that trade barriers could soon affect prices and slow down growth while increasing uncertainty in 2025.
Trump’s CFPB rescinds 70 guidance and enforcement documents
The Consumer Financial Protection Bureau issued a policy directive rescinding scores of standing guidance documents, interpretive rules and advisory opinions in a bid to reduce compliance costs.
Regulators’ CRA reform plans need to be made ‘DOGE-proof’
New regulations implementing the Community Reinvestment Act are likely to run into trouble unless they take into account the priorities of the Trump administration and its efforts to streamline the federal government.
Examiner discretion takes center stage in CAMELS debate
Bank advocates and lawmakers have endorsed removing management considerations from the key supervisory ranking, arguing that it is too prone to subjectivity. But some policy experts say doing so could leave certain risks unchecked.
How banks and fintechs are targeting credit to Gen Z
Navy Federal Credit Union is among the financial institutions that see an opportunity to serve the 20% of Americans born between 1997 and 2012.
Inside Stripe’s response to Trump’s tariffs
As it rolls out dozens of new products to up its game in stablecoins and artificial intelligence, the payment company is also working with sellers wishing to expand activities involving non-U.S. corridors.