Mastercard applies a cyber security ‘report card’
The card network is enabling organizations to monitor risk systems and receive grades and plans of action for improvement.
Credit unions see threats in Fed shakeup, nonbank IPOs
Research from American Banker finds that executives are under pressure from nonbank firms and are concerned about identity theft in 2026.
OCC proposes new appeal process for banks, trusts
The Office of the Comptroller of the Currency Tuesday issued a proposed rule that would create an independent appeals board, de novo review standard for banks and uninsured firms like trusts, OCC says it’ll increase trust in the system.
What is Ethereum and why should you care? Paul Brody at EY
JPMorganChase, Citi, Vantage Bank and Custodia Bank have all chosen Ethereum as the underpinning for blockchain projects such as tokenized deposits. The chairman of the Enterprise Ethereum Alliance explains the OG blockchain.
Financial regulators need to build ethics into their AI systems
As artificial intelligence increasingly plays a role in the regulation of banks and other financial services firms, regulators need to be certain that these new systems aren’t importing old biases into modern oversight.
Notes from a year inside America’s expanding ecosystem of fraud
Financial fraud in the U.S. has become so sophisticated that it now has its own internal economy, complete with supply chains and customer service. Banks need to wake up to the reality that the landscape has changed.
When M&A goes sideways: Lessons from a messy credit-union deal
An ugly legal dispute between two San Diego credit unions offers a warning about what can go wrong when careful relationship-building doesn’t precede a marriage.
Credit unions warm up to small-dollar loans, challenging EWA
Affordability concerns are driving consumer demand for short-term liquidity products like earned wage access. A similar, credit union-backed lending alternative is gaining popularity as a way to amass new customers and, for banks, CRA credit.
Stocks, bonds fluctuate in holiday-thinned trade: markets wrap
The path of US interest rates remains in focus following the slower-than-expected US inflation print as traders fully price a Fed cut in July.
Fed’s Bowman wants to boost banks’ share of mortgage market
Federal Reserve Vice Chair for Supervision Michelle Bowman said in a speech Monday morning that the central bank will introduce two capital proposals that she said are aimed at boosting banks’ role in the mortgage market.