Easing capital rules will require banks to rediscover self-discipline
As capital requirements on U.S. banks are relaxed, and regulatory oversight is pulled back, bankers remain ultimately responsible for managing the risk on their books. This will require drawing clear, internal lines of accountability.
Iran-related risks manageable for banks, but duration is key
Economists and policy analysts say a prolonged disruption in the Strait of Hormuz — and uncertainty about the duration of the conflict — could drive up inflation and further weaken consumer sentiment, which could weigh on bank earnings.
What’s in a name? Or a ticker symbol?
LendingClub has decided to rebrand itself as Happen Bank. What will happen to its ticker symbol?
Fed’s Waller calls for consolidating regional bank operations
Federal Reserve Gov. Christopher Waller said certain corporate functions at the 12 regional banks, including information technology and human resources, could be consolidated under one structure to increase standardization and reduce costs.
Goodbye, LendingClub. Digital bank rebrands as Happen Bank
LendingClub, which debuted as an online alternative to traditional consumer lending, is rebranding this summer. The new name reflects its broadened banking capabilities, which include a checking account, a savings account and certificates of deposit.
UCB to add heft near Atlanta with latest bank deal
The South Carolina-based bank agreed to pay more than $100 million to acquire a longtime competitor in fast-growing Hall County, Georgia.
Unpatched AI flaw poses risk to banking sector
An unpatched vulnerability in Anthropic’s Model Context Protocol creates a channel for attackers, forcing banks to manage the third-party security risk.
Capital One keeps lid on expenses as revenue dips
The McLean, Virginia-based company’s revenue bobbled in the first quarter of 2026 as it worked to integrate two recent acquisitions.
Credit card issuer Mission Lane applies for bank charter
The credit startup is seeking a limited-purpose charter from federal regulators through the Competitive Equality in Banking Act’s credit card bank carveout.
Why U.S. listings are vital to Wise and Revolut
The London-based Wise has scheduled its U.S. debut for May 11, while Revolut is reportedly considering a U.S. or a dual listing in New York and London. Payment experts say the moves are a chance to draw investors and raise their profile in a relatively new but huge market.