Texas Capital, buoyed by turnaround, to pay first-ever dividend
The Dallas bank continues to advance a multiyear transformation strategy. On Thursday it laid out plans to expand its newly revamped private banking and family office business.
Press Release: Agencies Finalize Changes to Community Bank Leverage Ratio
PRESS RELEASE | APRIL 23, 2026 Agencies Finalize Changes to Community Bank Leverage Ratio The federal bank regulatory agencies today jointly finalized a rule to modify the community bank leverage ratio consistent with existing statutory authority. This change will provide community banks with greater flexibility to use a simpler measure of capital adequacy and reduce regulatory burden. […]
Pinnacle points to new hires as proof that merger is working
Three months after the merger of equals between Pinnacle Financial Partners and Synovus Financial was completed, the company reported strong hiring trends. Executives say hiring success is key to the bank’s growth strategy.
DOJ rescheduling medical cannabis may reignite bank interest
The Justice Department recategorized state- and federally-approved cannabis products from Schedule I to Schedule III, a move that falls short of full legalization but could ignite renewed interest from banks and credit unions in servicing state-legal cannabis businesses.
War worries prompt Huntington to boost reserves by $4B
The Columbus, Ohio-based company added to its cash hoard as a cushion against any economic dislocation connected to the conflict in the Middle East. The move narrowed Huntington’s expected net interest margin for 2026.
Bread’s strong earnings tempered by economic worries
The company reached an inflection point for loan growth and posted its sixth consecutive quarter of improving credit. But CFO Perry Beberman cautioned that higher fuel prices and depressed consumer sentiment could eventually pressure its outlook.
Amex says Iran war has an impact, but not a big one
A decline in Middle East travel and higher fuel prices should not put a major dent in the company’s performance, execs said Thursday.
Why Truist is testing bill pay with Zelle
The Charlotte-based bank is hoping to bring request for payment technology into the mainstream. Early Warning sees bill pay as another use case to expand its payment network beyond its peer-to-peer roots.
Silicon Valley Bank shows there wasn’t much left to its name
First Citizens finally pulls the plug on the failed bank it acquired in 2023. Also, prediction markets are keeping regulators and lawyers busy.
Allowing retroactive mortgage portability would be a dangerous error
Portable mortgages are an interesting idea in theory, and might work well, if underwritten properly. But making existing mortgages portable on a retroactive basis would be both unworkable and unfair.