How past successes can doom banks to weak performance in the future
Doubling down on what has worked in the past — especially if it’s still working now — may inadvertently trap banks into business models ill-suited for the future. Smart bankers make room for change before it is forced on them.
‘Skinny’ master account likely to spur litigation
The Federal Reserve is moving quickly to implement its proposed “skinny” master account, giving state-chartered fintechs more access to the central bank’s payment systems. But experts say a legal challenge to the rule is almost certain, regardless of where the Fed draws the line.
Fintech funding saw fewer, but bigger, deals in 2025
The fintech deal market has started to return to pre-pandemic levels, according to recent Pitchbook data, with boosts from big deals like Revolut’s fundraises.
NY AG issues alert on crypto-based pig butchering scams
New York Attorney General Letitia James warns that scammers are coaching victims to bypass bank security and using “second act” schemes to steal more.
Fed’s Barr outlines AI risks to finance, labor market
In a speech Tuesday, Federal Reserve Gov. Michael Barr said it was possible that artificial intelligence will boost productivity in an undisruptive way. But he said policymakers should also be wary of a financial crash if those gains are not realized or a rapid adoption that could lead to labor displacement.
What Adyen gets by embracing Uber at the airport
Adyen is powering payments on Uber’s new ride-hailing kiosk at La Guardia airport in New York. For the Dutch payment service provider, it’s an opportunity to advance payment personalization.
Mastercard applies a cyber security ‘report card’
The card network is enabling organizations to monitor risk systems and receive grades and plans of action for improvement.
Credit unions see threats in Fed shakeup, nonbank IPOs
Research from American Banker finds that executives are under pressure from nonbank firms and are concerned about identity theft in 2026.
OCC proposes new appeal process for banks, trusts
The Office of the Comptroller of the Currency Tuesday issued a proposed rule that would create an independent appeals board, de novo review standard for banks and uninsured firms like trusts, OCC says it’ll increase trust in the system.
What is Ethereum and why should you care? Paul Brody at EY
JPMorganChase, Citi, Vantage Bank and Custodia Bank have all chosen Ethereum as the underpinning for blockchain projects such as tokenized deposits. The chairman of the Enterprise Ethereum Alliance explains the OG blockchain.