The five biggest bank M&A deals of 2025
Bank merger and acquisition activity rebounded this year, led by Fifth Third’s $10.9 billion proposed purchase of Comerica. Huntington, PNC and Columbia were involved in some of the other biggest deals announced in 2025.
FHLB borrowing share stayed range-bound in 2023 for most
Fewer than 1% of members reported surges relative to total assets outside the normal range, making Silvergate’s experience unusual, according to the GAO.
Congress must create legal clarity for decentralized blockchains
Banks are beginning to engage with decentralized financial infrastructure. But until lawmakers create a foundation for allowing legally recognized entities like LLCs and nonprofits to govern these networks, compliance burdens will hinder full adoption.
The seven largest banking data breaches of 2025
From credit bureaus to software providers, 2025 saw attackers bypass bank defenses by targeting the supply chain and using social engineering.
Top 10 payment stories of 2025
Articles about stablecoins, scams, fintechs, premium credit cards, and open banking were just some of the topics that struck a chord with American Banker subscribers in 2025.
5 times politics impacted banking in 2025
Banks typically prefer to steer clear of politics. But in 2025, politics would not steer clear of banks
How Brian Peret went from inmate to AI academy director
CodeBoxx Academy is filling a void for banks and other companies that desperately need AI experts. Peret’s time behind bars uniquely informed how he runs the school, he says.
It’s all on the line for the CFPB in 2026
The Consumer Financial Protection Bureau will face an existential crisis in 2026 between the Trump administration’s efforts to shut down the agency and the employee union and consumer advocates who want to stop them.
2025 was a big year for a smaller FDIC
The Federal Deposit Insurance Corp. has made big changes in 2025, including cutting headcount, walking back Biden-era rules and guidance and resetting the agency’s approach to emerging technologies and crypto.
OCC proposing interest on escrow preemption moves
The bank regulator is proposing to strengthen national preemption in the wake of conflicting decisions in related court cases.