It’s all on the line for the CFPB in 2026

The Consumer Financial Protection Bureau will face an existential crisis in 2026 between the Trump administration’s efforts to shut down the agency and the employee union and consumer advocates who want to stop them.

2025 was a big year for a smaller FDIC

The Federal Deposit Insurance Corp. has made big changes in 2025, including cutting headcount, walking back Biden-era rules and guidance and resetting the agency’s approach to emerging technologies and crypto.

With pennies scarce, Treasury weighs in on rounding prices

The Treasury Department issued guidance on how merchants can round cash transactions to the nearest nickel. Banks and retailers have been calling for more clarity from the government amid a penny shortage that stems from the Trump administration’s abrupt decision to halt production of the one-cent coins.

Visa, Fiserv boost agentic AI; U.K. tackles cash, card regs

The card network and bank technology seller partnered to expand AI protocols, while British payment companies face tougher fee disclosures but looser rules for contactless transactions. That and more in the American Banker global payments and fintech roundup.